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Life Changes — What You Can Do

You can only enroll in or make changes to your benefits when you are first hired, or during annual Open Enrollment, unless you experience a life event.

If you have a qualifying life event (as defined by the IRS), you can make a change in your benefits that’s consistent with the life event.

Qualifying Life Events

Personal/Family Events

  • Having a baby or adopting a child
  • Adding a domestic partner
  • Getting married
  • Getting legally separated
  • Getting divorced
  • Ending a domestic partnership
  • Death of a child
  • Death of a spouse
  • Death of an employee
  • Moving

Coverage/Eligibility Changes

  • Covered family member gains coverage elsewhere
  • Covered family member becomes eligible for government insurance
  • You or a dependent turns age 65
  • Spouse leaves job or loses coverage
  • Becoming eligible for state premium assistance program
  • Child no longer eligible for benefits
  • CHIP/Medicaid loss of eligibility

What You Need to Do

If you experience one of these life events and want to change your benefits, you must do so within 30 days of the event. Any benefit changes you make must be consistent with your qualifying event.

To make benefit changes, notify Human Resources of the event, and provide any requested document to the Benefits Department.

For more information about qualifying events, see the Special Enrollment Rights HIPAA notice.

 

 

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